Why you need health insurance.

The financial burden of a major sickness or accident can be devastating. With health insurance coverage, your plan pays some of your medical costs and you can ask for preventive care, which could help you steer clear of an illness and save you the cash you might have spent treating it.

Health insurance does cost money – but not having it might cost a lot more. Having health insurance coverage reduces the probability that you’ll have to dip into retirement savings to pay for unforeseen medical expenses.

It can be difficult to foretell how much you’ll expend on health care every year, but having a health plan gives financial protection for unforeseen, expensive medical costs.