African American Mother Kissing Baby

How Health Insurance Works

  • Maayoit HMO has a nationwide network of thoroughly selected hospitals participating in the scheme
  • Individuals, families or employees are expected to fill an enrollment form and select their hospital of choice. [Click to see list of hospitals]
  • Principal enrollee and covered dependants will be issued with an ID card which will grant them cashless access to services at their selected hospital
  • Full financial risk of settling the medical claims of the beneficiaries for covered services shall be borne by Maayoit Healthcare limited
  • A Medical & Quality Assurance staff of Maayoit Healthcare Limited will monitor and evaluate the quality of services received by the enrollee and their covered dependants under the scheme
  • MHL will manage all relationships with hospitals and other care providers on behalf of the Enrollee

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