Formal Sector Social Health Insurance Programme

Employees of the public sector and organized private sector organizations employing ten (10) or more persons shall participate in the Programme.

There shall be a processing/waiting period of ninety (90) days before a participant can access healthcare services.

• The contributions paid cover healthcare benefits for the employee, a spouse and four (4) biological children below the age of 18 years.
• More dependants or a child above the age of 18 is covered on the payment of additional contributions by the principal beneficiary as determined by NHIS.
• Principals are entitled to register four (4) biological children each, however a spouse or a child cannot be registered twice.

• Every employer shall register with the NHIS.
• Every employer shall affiliate itself with an NHIS-accredited Health Maintenance Organization (HMO).
• The registration of prospective enrollees shall be the responsibility of the HMOs.
• Every registered employer shall supply the following information to the Scheme and to the affiliated HMO:
  i. Name of employer.
  ii. Category of employer (public or private).
  iii. Nominal rolls containing staff details and basic salaries.
• The employee shall register self, a spouse and four (4) biological children below the age of eighteen (18) years with the NHIS.
• The employer shall bear the cost of production of initial NHIS enrollee identity card(s)
• The enrollee shall bear the cost of production of
  i. Additional dependents’ NHIS enrollee identity card(s).
  ii. Replacement of NHIS enrollee identity card(s).

The beneficiary has the right to:

• Freely choose his/her NHIS accredited primary healthcare Facility(ies).
• Change primary healthcare facility after six (6) months with the present primary health care facility.
• Access care once the name is on the current NHIS enrollee register after proper identification.
• Treatment at the nearest NHIS accredited healthcare faclilities on emergency.
• Add or remove dependant(s) subject to approval by NHIS.
• Add extra dependant(s) on payment of a fee.

• Staff of University of Agriculture, Abeokuta
• Staff of University of Abuja, Gwagwalada
• Staff of University of Agriculture, Makurdi
• Staff of University of Uyo, Uyo
• Staff of Federal University of Technology, Akure
• Staff of Federal University of Technology, Minna
• Staff of Federal University of Technology, Owerri
• Staff of Federal University of Technology, Yola
• Staff of Micheal Okpara University, Umudike
• Staff of Abubakar Tafawa Balewa University, Bauchi
• Staff of Usman Danfodiyo University, Sokoto
• Staff of Nnamdi Azikwe University, Awka
• Staff of Nigeria Arabic language Village, Ngala
• Staff of Nigerian French Language Village, Badagry, Lagos
• Staff of National Mathematical Centre, Sheda, Abuja
• Staff of National Institute of Nigerian Languages, Aba.
• Staff of National Open University of Nigeria [NOUN], Nationwide