§ Coverage Index

Coverage that moves
with you.

Four programmes — one for every shape of Nigerian life. From the corporate desk to the community elder, the kindergarten classroom to the university hostel.

§ I — Private Health Insurance Plan

PHIP — the flagship family.

Our private cover for corporates, individuals and families. Eight plans across two ranges — five Maaycare tiers from Classic to Pro, plus three specialty plans for life's bigger moments.

Range 01 — Maaycare

Five tiers, one standard of care.

Pick the tier that fits your life — every Maaycare plan is comprehensive within its scope, built to scale with you.

01

Maaycare Classic

Quality cover, where it matters most.

  • Primary care at our network of clinics
  • In-patient & out-patient hospitalisations
  • Prescription drugs from the formulary
  • Emergency care, 24/7

02

Maaycare Deluxe

Step up to specialist access.

  • Everything in Classic
  • Specialist consultations without delays
  • Comprehensive diagnostics
  • Annual preventive screenings

03

Maaycare Deluxe+

For individuals that want the full picture.

  • Everything in Deluxe
  • Maternity & paediatrics cover
  • Dental & optical basics
  • Pre-existing condition support

04

Maaycare Executive

Premium care for management teams.

  • Everything in Deluxe+
  • Private hospital wings
  • Broader specialist panel access
  • Mental wellness & ergonomics support
05 · Flagship of the Maaycare range

Maaycare Pro

The very best, end-to-end.

  • Everything in Executive
  • International medical second opinions
  • Premium private wards & VIP suites
  • Executive health screenings & concierge

Range 02 — Specialty within PHIP

Cover for the moments that matter.

Some seasons of life deserve their own plan — pregnancy, advancing years, or any moment the standard Maaycare cover doesn't quite fit.

06 · Within PHIP

Maaywise

Care that ages with grace.

Built around the realities of later life — chronic-disease management, regular check-ups, and a clinical team that picks up the phone when you call.

ForAdults aged 50 and above

What's covered

  • Chronic disease monitoring (diabetes, hypertension, etc.)
  • Twice-yearly comprehensive screenings
  • Eye and dental care emphasis
  • Priority specialist referrals
  • Home-visit consultations on request
07 · Within PHIP

MaayMart

Standard maternity, exceptional care.

Comprehensive antenatal, delivery and postnatal cover — designed so you can focus on the pregnancy and not on paperwork.

ForExpectant mothers

What's covered

  • Full antenatal package & ultrasound scans
  • Delivery cover (vaginal & C-section)
  • Six weeks postnatal & infant care
  • Lactation & nutrition support
  • Emergency obstetric coverage
08 · Within PHIP

MaayMart+

The premium maternity experience.

Everything in MaayMart, plus private wards, dedicated obstetrician access, and extended postnatal cover for mother and child.

ForExpectant mothers — premium tier

What's covered

  • Everything in MaayMart
  • Private maternity ward & birthing suite
  • Dedicated obstetrician throughout
  • 12 weeks postnatal cover for mother
  • Comprehensive newborn screenings

§ II / III / IV — Other programmes

Programmes for institutions and communities.

Outside PHIP, three NHIA-aligned schemes serve students, communities and schoolchildren — each with its own enrolment path and benefit structure.
II · TISHIP

Tertiary Institution Scheme

Securing the future of education.

We ensure that health challenges never interrupt an education — robust medical cover throughout the academic journey.

ForStudents in universities, polytechnics & colleges

What's covered

  • On-campus & off-campus emergency cover
  • Preventive care & education workshops
  • Seamless registration with digital ID cards
  • Affordable premiums via institutional fees
  • Mental health counselling & STI screening
III · CBSHIP

Community-Based Scheme

Healthcare for the heartland.

Built on mutual support — bringing quality healthcare to the informal sector, with community elders, cooperatives and trade groups in mind.

ForTrade unions, cooperatives & community groups

What's covered

  • Community-tailored provider networks
  • Simplified enrollment for cooperatives
  • Primary care focus for chronic conditions
  • Language-accessible support & outreach
  • Cross-state emergency access
IV · SHIP

Schools Health Insurance

So young scholars never miss a chapter.

Dedicated cover for primary and secondary schools — keeping young scholars healthy, active, and consistently learning without medical interruptions.

ForPupils in primary & secondary schools

What's covered

  • In-school health checks & vaccination drives
  • Pediatric specialist referrals
  • Nutrition & hygiene education
  • Accident & emergency coverage
  • Termly wellness reports for parents

Not sure which fits? We'll help you choose.